Flexible financing that makes custom pools, patios, hardscaping, and outdoor living projects achievable — with low monthly payments and no-interest options available.
A custom pool, hardscape patio, or outdoor kitchen is one of the highest-return investments you can make in your home. With flexible financing through our partnership with Regions Bank, the project you've been putting off doesn't have to wait another season.
Whether you want no payments for a full year or a low fixed monthly rate, we have a plan that fits. Financing is available for new installations and major renovations across all of our services.
No Monthly Payments & No Interest during the same-as-cash period — the project you want, with breathing room to pay.
Estimated monthly payment: approximately $20.75 per $1,000 borrowed.** A predictable monthly payment for five years.
The application process is fast, secure, and starts with a soft credit pull that won't affect your credit score.
Visit prequalification.enerbank.com or use the Regions Home Improvement Financing app on your contractor's device. A soft credit pull means no impact to your score.
Already PreQualified? Proceed to application.enerbank.com or call (888) 200-1229. Reference Contractor ID 20845 and your chosen loan code.
Once approved, we schedule your project and get to work. You focus on enjoying your new outdoor space — we handle the rest.
Use the information on the right when completing your online application or calling to apply by phone. Have your loan code ready — it determines which plan you're applying for.
PreQualify with a soft credit pull — no commitment, no impact to your credit score. Already PreQualified? Jump straight to the full application.
*Same-As-Cash Loan: 19.99% fixed APR (APR will not exceed 15.99% for residents of New Jersey), effective as of April 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
**Low Monthly Payment Loan: 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.11 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
***Monthly payment calculations provided here are estimates only. Regions Bank will determine the exact loan payment amount after loan approval. The accuracy of these calculations is not guaranteed nor is its applicability to your individual circumstances. You should always obtain financial advice from qualified professionals.
Credit and loans provided by Regions Bank, Member FDIC, on approved credit. Loan codes required at application. All loans subject to credit approval. Rates and terms subject to change.
©2026 Regions Bank. All Rights Reserved. All loans subject to qualification, required documentation and credit approval. Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.
